Technology and food delivery
Delivering fast food is a good way of earning extra money. deliveries of takeaway's, pizzas, curries, and all kinds of hot food is a growth industry, driven by technology.
You can now order food from practically any major supplier, such as McDonalds or Kentucky Fried Chicken, and you can be reasonably sure of it being delivered to you, hot and fresh, within a very short time.
What's best of all is that it is mainly evening work so many people take jobs as delivery drivers in their spare time. The majority use their own vehicles, whether these are cars, vans, or even scooters and motorbikes.
There are a lot of companies advertising for drivers with their own transport who can work flexible hours and so this is a good opportunity to earn extra money locally.
One thing which is often overlooked though is insurance.most of those have a normal car insurance policy which covers as for normal, everyday travel as well as, often, commuting to work as well. However this type of insurance does not cover anyone for delivering goods. Special fast food delivery policies have been designed for this.
This type of policy is known as courier insurance. Anyone who takes on a job with take away delivery companies such as Uber Eats, Just Eat or Deliveoo will have to show that they have this policy, which is essential to stay within the law.
Why do I need extra insurance?
Insurance companies are interested in the risk of their customers having accidents, and unfortunately food delivery drivers do tend to have more than the average. There are several reasons for this, which are:
- Hot food can spoil if it is kept for too long, so there is a temptation to rush
- Most deliveries are made at night when visibility can be poor
- Demand increases during bad weather when people prefer someone else to deliver their food for them, rather than collect it themselves
- The more deliveries a driver makes, the more he or she will earn.
All these mean that insurance for delivery drivers is a little more expensive than for most others; however there are ways of reducing the cost.
How can I get cheaper insurance?
Whilst there are no price comparison sites specialising in insurance for people delivering hot food fooddeliveryinsurance.co.uk have access to is a large panel of insurance brokers and they can provide quotations for you to compare.